Proactive Tax Planning and Year-End Strategy

you about new new financing options out there he'll if you have a banker when you walk in they're not saying hey can we go out to lunch you're in the wrong Bank you're at the wrong Bank they should look at you and go how's things going I saw your wife the other day if you got time to go grab lunch and that sounds weird that sounds weird right I met with the president of my bank yesterday afternoon and I says you know I told him a story that I want to tell you guys he's brand-new guy he just became the president first day I met on write this is I want to tell you why I'm here now I says you see this team you have out here these people this is those people right there or why I am here I said I used to go to TCF Bank and Lucas was my teller Lucas wore glasses you know he's button his shirt all the way up he had one kind of gimpy arm right Lucas was a cool guy and he would be my teller and I'd always go to Lucas I just kind of liked him just kind of thought this was a cool guy brought all my stuff up putting everything in front of him and Lucas looks down he goes I need to see your ID and I said look I've been coming here for nine years you still need to see my ID and he goes he looks up he goes I don't know who you are and I'm like I'm done I'm done I'm out and I found a small Bank that knows my business inside and out and it has been a game changer I love getting the call in october/november with hey do you want to spend some money this year I'll line up the financing I'll put this 120 inside of you because they know that at that time I'm starting to look at getting all my finances lined up and by the way October is around the corner you guys better start buying your equipment we should have all of your taxes figured out for the year in October so you know that you're not behind the 8-ball I had a buddy who didn't do this and he ran a five million dollar underground utility company and he was bragging to me about how he bought a pail owner after the first of the year but he had him back dated so that it looked like he got the tacky tax exemption in the year I'm like or you could have just done friggin your taxes and not just bought one you could have bought three and done it the right way because to have to jump through loopholes like that is not the right way to run your business you're not going to find people that are willing to do those things so what you want to do is you want to have a projection ahead of time before the year ends of what the years…