Secure Comprehensive Business Insurance

out of business a lot of your prospective clients and customers are gonna look up whether you have a license and look up whether you're insured and what this insurance does is for instance if I do something with an airless sprayer that does something that burns down the customers home and so that's an extreme circumstance but here recently with some painters in several times in Texas painters were painting with lacquers and there was something that set off the locker and explosion boom it burnt the house all the way to the ground so when that thing burns down well who's liable for that you as the painter are liable for that and your insurance would be the one to step in to take care of that and pay that if you don't have insurance the homeowner is probably going to come after you personally and they can end up suing you personally and take your business take your home and any other assets you have in the bank or whatever so you've got to be really careful and be a licensed contractor and have insurance insurance is extremely important and any any customer that is truly doing their background check on you and looking and making sure they're protected they're gonna look at your insurance insurance is also going to cover you'll accidents that could happen employees I won't get into workers comp Oh a whole lot in depth but if an employee falls on the property and gets injured that's workers comp and that's part of your insurance package you know you should be looking into but insurance could be you know I'm spray and trim inside the customers house and my sprayer hose breaks and then all of a sudden paint's start spraying all over inside their house on their carpet somebody's got to pay for that it could be an enormous cost that's where insurance is going to step in and cover that in insurance there's a lot of different types of insurance you can have you can one of them is over spray insurance so I had a friend of mine who's a painter he is painting downtown Boise and he was spraying epoxy and it was kind of windy and it was inside of a garage facility when a downtown parking structures and he got overspray epoxy on I believe is over 200 cars and so every one of those cars had to be detailed and gotten repaired and had that overspray you know dealt with so there's overspray insurance and there's just a lot of other things that you could on run into that would require insurance investigate it look into it I'll kind of hopefully I'll leave some links down here…