Introduction to Commercial Insurance

that particular business owner chooses to shop it every year so he's not doing himself any good so the business order or you tell me doesn't even know that the different insurance companies out there start to look at at the tire kickers yes angle we don't want this guy correct and so so by shopping every three years you can still get the best price but not get thrown into the sandbox yes so to speak hundred percent okay so that's a good thing cuz there's guys out there shopping every year and they're actually hurting themselves yeah sometimes I always say I have said to some of my some of my clients actually so I need to save you from yourself because you you're destroying yourself at the marketplace I mean nobody really wants to write your accountant speaking of that you've analyzed enough businesses out there what are the common mistakes you see businesses make when they're buying insurance if you don't have a work comp policy in place and you have an employee you will get fine they will make examples audience is there any advantage to go into an independent broker like you or agent like you versus someone that is a captive agent or assigned to one single cut but definitely I would I would definitely say yes to that just because I have more options I mean options are good I don't know how you could argue this all right you guys today's video is not going to be the most exciting but hopefully it's going to be helpful insurance can be one of those things where you don't really get to play with a tangible object it's no heavy equipment it's not exciting but it's mandatory and a lot of guys are trying to skip it a lot of guys are trying to cheat it and a lot of guys are getting caught busted and hurting themselves and so today instead of making a painful process we're gonna meet with my insurance agent we're gonna try to figure out what you absolutely have to have and what are some of the things that other insurance agents out there might be trying to sell you that's fluff and just padding their own pocketbooks today's video is sponsored by a company called LM and software and it's a company that I've started to work with and started to implement on my own and I want to give a big shout out and thank you to those guys it's something that I feel very confident recommending to you so if you are in the market for software do me a favor go check them guys out because without their help videos like this which may not be the most exciting but are still pretty…