Toro Dingo TX 1300 Mini Skid Steer Introduction

you just have a dollar right off okay so the lease is not with an apr it doesn't come with the interest rate per se okay okay finance comes with an interest rate not a lease it's normally a fixed amount but the good thing about the lease is whatever equipment you're gonna purchase if you don't have the money then you're gonna go rent it right and you never own it so you're throwing all that money into the rentals or you take all the money that you have and you throw it in this one piece of equipment now you can't pay laborers you're starting to get knocked on your credit some guys have repos on the on their vehicles because they're trying to pay for their skid steers know what i mean i've got a repo in my on mine yep yeah and so that's what happens but when they come to us we'll see if they qualify for a finance finances can be zero percent down and five percent apr right but if they don't because they don't have good credit they can go down to a 400 credit score they don't have a social security they um had a criminal record or some legal issue which we can discuss then you put them onto the lease program as long as the equipment makes them money right so then you go into the lease program so okay you'll put in 10 or 20 percent it depends on whatever you qualify to put down now that serves as your buyout at the end so there's no buy out at the end okay okay um and it's a lease to own so you'll own it free and clear oh if you don't want it anymore then you lease feel free to give it back to us and we'll give you a downtime oh very cool all right johnny famous mr phil might have been watching the videos with johnny doing the piggy bank and won that region in philadelphia this past year so keep in mind a lot can change here tom yeah a lot of action we're coming down all right guys so this is the brand new toro t uh tx 1300 this isn't even out yet though right next week it will be you're but you are on the product team that actually builds and develops and correct okay so can you tell me about this kyle so this is our newest bingo the tx 1300